CUPW Optional Life Insurance Premiums
			The maximum coverage available is $250,000. Premiums are based on your age, gender and smoking habits. Premiums are re-calculated each January 1, based on your age and smoker status. 
			Example: A 38-year-old male, non-smoker, could receive $100,000 of insurance protection 
			  (4 X $25,000) for $9.20 (4 X $2.30) per month. 
			Monthly premium rates table (PDF) 
			
			Apply for this CUPW-sponsored insurance coverage TODAY!
			(PDF) 
    
	  | 
      RATES PER $25,000 OF COVERAGE  |  
    
       Age
 
  | 
      Male  
        Non-smoker 
  | 
      Male 
          Smoker 
  | 
      Female 
          Non-smoker 
  | 
      Female 
          Smoker 
  | 
     
    
      | Under age 40 | 
      $2.30 | 
      $4.40 | 
      $1.95 | 
      $3.65 | 
     
    
      | 40-44 | 
      $3.35 | 
      $7.25 | 
      $3.35 | 
      $5.10 | 
     
    
      | 45-49 | 
      $6.55 | 
      $13.20 | 
      $5.85 | 
      $9.35 | 
     
    
      | 50-54 | 
      $11.50 | 
      $23.05 | 
      $9.35 | 
      $15.35 | 
     
    
      | 55-59 | 
      $21.00 | 
      $38.75 | 
      $14.95 | 
      $23.10 | 
     
    
      | 60-64 | 
      $30.50 | 
      $53.15 | 
      $19.85 | 
      $29.70 | 
     
	
      | 65-69 | 
      $44.68 | 
      $87.23 | 
      $28.40 | 
      $46.20
       | 
     
   
			 
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