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Premiums: PSAC critical illness insurance

The following are the monthly premiums for each $10,000 unit of critical illness coverage. Premiums are based on the insured person’s age, gender and smoking status.

PSAC critical illness insurance monthly premium rates

AGE
MALE
NON-SMOKER
MALE
SMOKER
FEMALE
NON-SMOKER
FEMALE
SMOKER
Under 25
$1.00
$1.36
$1.00
$1.36
25-29
1.00
1.36
1.10
1.36
30-34
1.42
2.06
1.67
2.40
35-39
2.02
2.94
2.30
3.42
40-44
3.02
5.08
3.24
5.94
45-49
4.92
10.08
4.52
9.26
50-54
8.12
18.53
6.37
12.95
55-59
12.65
31.30
8.74
19.60
60-64
21.32
51.15
12.56
27.68

Example: A male, non-smoker, age 35, requiring $100,000 of critical illness coverage (10 X $10,000) would pay a monthly premium of $20.20 (10 X $2.02). A female, non-smoker, the same age would pay a monthly premium of $23.00 (10 X $2.30).

*Rates are subject to change.